Colorado Down Payment Assistance 2026: CHFA Guide
CHFA helps Colorado buyers cover the down payment with a grant up to 3% or a deferred second mortgage up to $25,000. Here is how it works in 2026, who qualifies, and the El Paso County limits.
CHFA Income Limits 2026: What Changed on June 15
CHFA raised its income and purchase price limits effective June 15, 2026 — here are the new El Paso County (Colorado Springs) numbers, the year-over-year change, and who qualifies.
FHA Loan Colorado: Requirements, Limits & How to Qualify
An FHA loan lets Colorado buyers purchase a home with as little as 3.5% down and a credit score as low as 580. Here's how the program works in Colorado Springs and across the state, what mortgage insurance really costs, and how FHA stacks up against VA, conventional, and USDA loans.
How Much Is the VA Funding Fee? 2026 Rates Explained
The VA funding fee ranges from 0.5% to 3.3% of your loan amount depending on loan type, down payment, and whether it's your first VA loan. Here's the full 2026 fee chart, who's exempt, how refunds work, and what it means for Colorado Springs military buyers.
How Much Is a Down Payment on a House? Colorado Guide
The down payment you actually need is probably smaller than you think. Here's how much a down payment on a house really costs in Colorado — from 0% VA loans to 3.5% FHA — plus the assistance programs that can cover part of it.
How Does a Reverse Mortgage Work? A Plain-English Guide
A reverse mortgage lets homeowners 62 and older convert home equity into cash with no monthly mortgage payments. Here is exactly how reverse mortgages work — eligibility, payout options, costs, obligations, and what happens when the loan comes due.
What Is Mortgage Insurance? PMI, MIP & VA Explained
Mortgage insurance protects the lender, not you, when you put less than 20% down. Here is how PMI, FHA MIP, and the VA's no-mortgage-insurance structure actually work for Colorado buyers, and exactly how to get rid of it.
When Will Mortgage Rates Go Down? A Colorado Guide
Nobody can name the day mortgage rates will drop, but you can understand what moves them and position yourself to win either way. Here's what actually drives rates lower, where they stand now, and the smarter play for Colorado Springs buyers than sitting on the sidelines.
Summer Solstice Savvy: Timing Your Home Purchase for Maximum Benefit in the Longest Days of the Year
Embracing the Summer Solstice for Your Home Purchase As we approach the summer solstice, the longest day of the year, many people find themselves with extra hours of daylight to tackle various tasks. For those considering buying a home, this…
June Weddings to New Beginnings: What Prospective Homebuyers Need to Know This Season
June Weddings and New Home Beginnings As we approach the summer season, many couples are busy planning their June weddings, a time often associated with fresh starts and new beginnings. But for many, tying the knot also marks the start…