Your local Colorado Springs Mortgage Broker.
Local, Local, Local. 719 Lending is a premier Colorado Springs mortgage broker. We believe in being transparent, friendly and 100% honest. For the best experience with mortgage loans in Colorado Springs combined with incredible rates, contact us today!
We Love Technology!
Our unique system allows you to buy a home completely using technology. It’s fast, it’s transparent and 100% at your fingertips. In addition to the ease of use, our system will provide constant updates through text, email, and our online portal. You always know where your loan is!
We Love Meeting Our Clients!
Although our technology allows you total freedom, we love to meet our clients face to face to go over mortgage loans in Colorado Springs. Being a local Colorado Springs mortgage lender and broker gives us the opportunity to know each other on a deeper level, and make sure all of your questions are answered. Our office is conveniently located in Downtown Colorado Springs.
Are you a Veteran?
We love being able to help our veterans with their goals of home-ownership! Did you know that VA home loans perform better than any other kind of loan? Watch our video on What sets Colorado VA Loans apart.
Working with a Colorado Springs mortgage broker.
It is important that your mortgage lender or broker listen to and answer your questions. Whether you are a first-time homebuyer or a seasoned pro, there are no bad questions. A good broker will take the time to make sure you understand everything about your loan. The 719 Lending team is here to guide you every step on your path to home ownership.
What Types of Properties Can a VA Home Loan Purchase?
A VA home loan can purchase more property types than many borrowers realize — single-family homes with up to four units, condos in VA-approved projects, manufactured homes, and even new construction. The one rule that never bends: the home must be your primary residence. Here is exactly what qualifies, what does not, and how Colorado Springs service members put the benefit to work.
When Can a Servicer Require Force-Placed Insurance?
Force-placed insurance shows up on a mortgage statement when a servicer believes the homeowner's hazard insurance has lapsed. Here is exactly when a mortgage servicer is allowed to charge for a force-placed policy, what federal rules require, and how Colorado homeowners can dispute the charge and get their own coverage recognized.
Can a Lender Assume I Want to Proceed If I Say Nothing?
Federal rules are clear: a mortgage lender cannot assume you want to move forward with a loan application just because you went quiet. Here is how intent to proceed works, what happens to a Loan Estimate if you wait, and the exact steps Colorado borrowers should take after comparing offers.