Your local Colorado Springs Mortgage Broker.
Local, Local, Local. 719 Lending is a premier Colorado Springs mortgage broker. We believe in being transparent, friendly and 100% honest. For the best experience with mortgage loans in Colorado Springs combined with incredible rates, contact us today!
We Love Technology!
Our unique system allows you to buy a home completely using technology. It’s fast, it’s transparent and 100% at your fingertips. In addition to the ease of use, our system will provide constant updates through text, email, and our online portal. You always know where your loan is!
We Love Meeting Our Clients!
Although our technology allows you total freedom, we love to meet our clients face to face to go over mortgage loans in Colorado Springs. Being a local Colorado Springs mortgage lender and broker gives us the opportunity to know each other on a deeper level, and make sure all of your questions are answered. Our office is conveniently located in Downtown Colorado Springs.
Are you a Veteran?
We love being able to help our veterans with their goals of home-ownership! Did you know that VA home loans perform better than any other kind of loan? Watch our video on What sets Colorado VA Loans apart.
Working with a Colorado Springs mortgage broker.
It is important that your mortgage lender or broker listen to and answer your questions. Whether you are a first-time homebuyer or a seasoned pro, there are no bad questions. A good broker will take the time to make sure you understand everything about your loan. The 719 Lending team is here to guide you every step on your path to home ownership.
Do DTI Requirements Vary Between Different Lenders?
Debt-to-income ratio limits are not one universal number. The Consumer Financial Protection Bureau confirms that different loan products and different lenders have different DTI limits. Here is how that works, who decides what, and what Colorado Springs borrowers can do about it.
When Did I First Become Eligible to Request PMI Cancellation?
The exact date you first became eligible to request PMI cancellation is printed on the PMI disclosure form you received when you closed your mortgage. If that form is missing, your loan servicer is the official source. Here is how to find the date, what the rules require, and what to do next.
What is the main benefit of removing PMI from my mortgage?
Private mortgage insurance protects the lender, not you, and it adds to your monthly mortgage payment. Here is the main benefit of removing PMI, when federal law says you can cancel it, and the exact steps Colorado homeowners can take to request PMI removal from their servicer.