Your local Colorado Springs Mortgage Broker.
Local, Local, Local. 719 Lending is a premier Colorado Springs mortgage broker. We believe in being transparent, friendly and 100% honest. For the best experience with mortgage loans in Colorado Springs combined with incredible rates, contact us today!
We Love Technology!
Our unique system allows you to buy a home completely using technology. It’s fast, it’s transparent and 100% at your fingertips. In addition to the ease of use, our system will provide constant updates through text, email, and our online portal. You always know where your loan is!
We Love Meeting Our Clients!
Although our technology allows you total freedom, we love to meet our clients face to face to go over mortgage loans in Colorado Springs. Being a local Colorado Springs mortgage lender and broker gives us the opportunity to know each other on a deeper level, and make sure all of your questions are answered. Our office is conveniently located in Downtown Colorado Springs.
Are you a Veteran?
We love being able to help our veterans with their goals of home-ownership! Did you know that VA home loans perform better than any other kind of loan? Watch our video on What sets Colorado VA Loans apart.
Working with a Colorado Springs mortgage broker.
It is important that your mortgage lender or broker listen to and answer your questions. Whether you are a first-time homebuyer or a seasoned pro, there are no bad questions. A good broker will take the time to make sure you understand everything about your loan. The 719 Lending team is here to guide you every step on your path to home ownership.
What Purpose Do Rate Caps Serve in an ARM?
Rate caps are the built-in guardrails of an adjustable-rate mortgage. They limit how far the interest rate can move at the first adjustment, at each later adjustment, and in total over the life of the loan. Here is what each cap does, where to find them in the loan documents, and the questions to ask before you sign.
HELOC Fees Refunded If the Lender Changes the Terms?
You applied for a home equity line of credit, paid some upfront fees, and then the lender changed the terms. Federal consumer protection rules spell out exactly when those fees must come back to you — and the windows are shorter than most borrowers realize. Here is how the refund rights work, who they cover, and the steps to take in writing.
When Is a Lender Legally Required to Send a Loan Estimate?
Federal rules set a hard clock: once a lender receives your mortgage application, the Loan Estimate must go out within three business days. Here's exactly when that clock starts, which loans are exempt, and what to do if your Loan Estimate never arrives.