Refinancing Is About More Than Just Rates Many homeowners think refinancing is only worthwhile when rates drop—but timing a refinance isn’t just about chasing numbers. It’s about aligning your mortgage with your bigger financial goals. Whether you want to lower…
Navigating the journey to homeownership is a significant step, and for many in Southern Colorado, especially our veterans and military families, a VA loan offers an invaluable pathway. VA loans are mortgages granted to veterans, service members on active duty,…
Ah, the debt-to-income ratio (DTI)! It might sound like a dry, technical term, but trust us, it’s one of the most critical numbers when you’re thinking about buying a home in Southern Colorado. At 719 Lending Inc., we believe in…
Buying a home in Southern Colorado is an exciting journey, a significant investment, and for many, a lifelong dream. But let’s be honest, it also comes with its fair share of paperwork, processes, and sometimes, confusing jargon. Among the terms…
Ever feel like mortgage rates move on a whim, disconnected from your financial reality? You’re not alone. Daily headlines trumpet the Federal Reserve’s decisions, often leading to a collective gasp from aspiring homeowners and those looking to refinance. But what…
Becoming Part of the Community Buying a home isn’t just about moving into a new space—it’s about becoming part of a community. Whether you’ve moved across town or across the country, one of the best ways to feel settled and…
Turning Numbers Into Insights A mortgage calculator is a great tool for estimating monthly payments—but the real value comes from understanding what those numbers mean. When you enter details into a calculator, the results break down the components of your…
October could bring the best deals of the year — especially in Colorado Springs. Here’s how to prepare. Original Article Here Why This October Matters for Homebuyers Buying your first home can feel overwhelming — especially with rising prices…
Owning a Home Comes with More Than Just Pride Homeownership is one of the biggest financial steps many people take—and while the long-term benefits include building equity and stability, there are also potential tax advantages that can help homeowners save…
Paying Down Your Mortgage Faster For many homeowners, making an extra mortgage payment here and there seems like a smart move—and in many cases, it is. Paying a little more toward your principal can shorten the life of your loan…