VA Loan Options Finding a great home loan involves careful consideration of your needs, finances and history. We are here to guide you. VA Loan OverviewThe VA loan program began in 1944 to assist Veterans in becoming homeowners. VA Loan ProcessLearn what happens as you progress through your VA loan process. Why a VA MortgageVA loan benefit is a great way to purchase a home with no money down. VA Loan EligibilityTo use the VA loan, you must meet ONE of the following requirements. VA Loan RatesRates are generally lower with a VA loan than a conventional mortgage. PurchaseVA Loan Purchase OptionsVeterans are given many financing options when it comes to purchasing a home. VA Loan First Time Home BuyerPurchasing your first home is a big accomplishment. RefinanceVA Loan Refinance OptionsYou already own the home but are just seeking better financing. Cash-Out RefinancingRefinance your home loan and tap into the equity. Streamline (IRRRL) Refinancingtake advantage of a low interest rate while still keeping a VA loan.