Name: 719 Lending
Price range: $$$

The reverse mortgage calculator that refuses to lie to you

July 5, 2026
Timothy Chase
Specialty

Most HECM estimators inflate your payout by ignoring the FHA value cap and charging an outdated premium. Our reverse mortgage calculator bakes in the honest math — 2.0% UFMIP, the $1,209,750 ceiling, the 60% first-year limit — and runs HECM against HomeSafe at the same time.

APR vs. interest rate: why the lowest APR isn’t always the cheapest loan

July 1, 2026
Timothy Chase
Specialty

APR rolls your up-front lender fees into one rate so you can compare loans, but it's also the one number lenders can game by choosing which fees to include. Here's how to read the spread and when the lowest APR loses.