How Lenders Count Overtime, Shift Differentials & Second Jobs
Overtime, shift differentials, bonuses and second jobs can count toward a mortgage — here is the documented history lenders look for and how the averaging works.
Travel Nurse Mortgages: Contracts, Tax-Free Stipends & Variable Income
Travel nurse mortgage guide: taxable pay vs tax-free stipends, contract gaps, the 12-month variable income minimum, agency letters, and non-QM fallbacks.