VIDEO: VA Home Loan Down Payments: How Much Do You Need to Put Down?

How much money do veterans need to put down when they go to buy a house? Our breakdown of VA home loan down payments.

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If you’re a veteran who wants to buy a house that exceeds the county loan limit, how much would you need for a VA home loan down payment? As you probably know, the VA does allow for 100% financing, but if you exceed the loan limit for your particular county, then you do have to put money down on the amount by which you exceeded the limit.

For example, if your county limit is $484,350 and you want to borrow $584,350 to buy a house, the VA rule says that you should put down 25% of that overage. In my example, that means you’d put down $25,000, which is still a very good deal.

If you have any questions about this fantastic program or VA home loan down payments, don’t hesitate to give us a call or send an email. I’d be happy to hear from you.