Hello, I’m Patty Galceran

I want to help YOU get the perfect mortgage.

At 719 lending; we want to empower you to achieve home ownership through transparency, education and hard work.  We are here to help.

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Patty Galceran
Mortgage Loan Originator
NMLS#: 1852152

SMARTER, FASTER HOME LOANS

Hello!

I’m a mortgage broker dedicated to finding the right loan solutions for my clients. I work with various lenders, ensuring you get the best loan programs without unnecessary fees. I provide personalized service, being available even outside regular hours to address your questions promptly.

What makes me stand out is my ability to expedite the loan process, ensuring a fast closing within weeks compared to the months others might take. That being said, I work on your timeline.   Whether you are buying sooner or later, I am here to help.  Being a broker also allows me to find you the best interest and mortgage insurance rates available in the market.

On a personal level, I’m passionate about helping people. I enjoy guiding clients through the process, making sure they understand every step. I prioritize clear communication and attention to detail, ensuring a smooth and confident journey to homeownership. I have many great reviews – feel free to check them out!  I look forward to assisting you in achieving your homeownership goals!

Calculate Your Payment

Calculator

Purchase Calculator

What is most important to you?

Current Loan

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Mortgage Amount

Enter the amount of the actual mortgage after down payment.

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Interest Rate

Enter the interest rate of the original Mortgage.

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Loan Term

Enter the number of years of your original Mortgage.

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Mortgage Start Date

Choose the month and year your original mortgage started.

New Loan

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Mortgage Amount

Enter your current mortgage balance.

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Cash Out Amount

Enter the amount of Cash Out you are taking on your new mortgage.

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Refinancce Costs

Enter the amount of fixed refinance costs (Points/Fees).

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New Loan Amount

The new loan amount after cash out and refinance costs.

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Interest Rate

Enter the current Market Rate.

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Loan Term

Enter the number of years of the Mortgage.

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Mortgage Start Date

Choose the month and year the new mortgage will start.

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Include Refinance Costs

Will Refinance costs be included in the new loan?

informationMortgage Information

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Home Price

Enter the amount of the home's value.

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Down Payment

Enter the amount or percentage of the down payment.

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Mortgage Amount

Enter the amount of the actual mortgage after down payment.

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Interest Rate

Enter the current Market Rate.

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Loan Term

Choose the number of years of the Mortgage.

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Mortgage Start Date

Choose the month and year the mortgage will start.

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PMI Rate

Private Mortgage Insurance (PMI) protects the lender from losing money if you default on the loan. Most mortgages with a down payment of less than 20% require PMI. his is an estimate based on the details above. PMI can vary significantly based on several factors.

Optional Information

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Home Insurance

Enter the annual amount of insurance.

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Annual Tax Amount

Enter the annual tax amount.

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HOA Dues

Enter the annual HOA dues.

informationBuying Assumptions

informationRenting Assumptions