I want to help YOU get the perfect mortgage.
At 719 lending; we want to empower you to achieve home ownership through transparency, education and hard work. We are here to help.
Josh is a creative and motivated professional who enjoys turning challenges into opportunities. He’s known for bringing fresh ideas, a positive attitude, and a collaborative spirit to the teams he’s a part of. Josh values growth, both personally and professionally, and approaches new experiences with curiosity and drive.
Outside of work, Josh is a proud father who finds joy in cooking and producing music, blending creativity with discipline in his everyday life. His passion for helping others achieve goals they once thought impossible guides the way he works with people, whether it’s supporting colleagues, contributing to a team, or encouraging those around him to reach higher. With resilience and dedication, Josh brings both heart and determination to everything he does.
Disclaimer:
Results received from this calculator are designed for comparative purposes only, and accuracy is not guaranteed. We do not guarantee the accuracy of any information or inputs by users of the software.
This calculator does not have the ability to pre-qualify you for any loan program which should be verified independently with one of our Loan Consultants. Qualification for loan programs may require additional information such as credit scores and cash reserves which is not gathered in this calculator. Information such as interest rates and pricing are subject to change at any time and without notice. Additional fees such as HOA dues are not included in calculations. All information such as interest rates, taxes, insurance, PMI payments, etc. are estimates and should be used for comparison only. We do not guarantee any of the information obtained by this calculator.
How Much Is the VA Funding Fee? 2026 Rates Explained
The VA funding fee ranges from 0.5% to 3.3% of your loan amount depending on loan type, down payment, and whether it’s your first VA loan. Here’s the full 2026 fee chart, who’s exempt, how refunds work, and what it means for Colorado Springs military buyers.
How Much Is a Down Payment on a House? Colorado Guide
The down payment you actually need is probably smaller than you think. Here’s how much a down payment on a house really costs in Colorado — from 0% VA loans to 3.5% FHA — plus the assistance programs that can cover part of it.
How Does a Reverse Mortgage Work? A Plain-English Guide
A reverse mortgage lets homeowners 62 and older convert home equity into cash with no monthly mortgage payments. Here is exactly how reverse mortgages work — eligibility, payout options, costs, obligations, and what happens when the loan comes due.



