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Hello, I’m Guy Thomas

I want to help YOU get the perfect mortgage.

At 719 lending; we want to empower you to achieve home ownership through transparency, education and hard work.  We are here to help.

Guy Thomas
Mortgage Loan Originator
NMLS#: 257394

Nestled at the foot of Pikes Peak is the burgeoning community of Colorado Springs. With its beautiful and varied scenery, in addition to all the available year around activities, we have become one of the fastest growing areas in the country. Like so many other states, we also have a lack of available housing.

I was born and raised in the Springs. With my 45 years of experience in the Real Estate and Mortgage industry, I can offer my knowledge and expertise to assist you. Whether it is financing your new home purchase or refinancing your current residence to lower your payments, remodeling and updating your home, or consolidating your current obligations, I can guide you through the competitive mortgage loan environment.

At 719 Lending,  we can handle your financing needs for owner-occupied as well as investment properties. We are a brokerage with access to several excellent investors to accommodate your most ardent needs.

As a married father and grandfather with 6 children and 13 grandchildren, I appreciate the value of home life and the memories created there. I would be most honored to assist you with your financing needs.

Calculate Your Payment

Purchase Calculator

What is most important to you?

Current Loan

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Mortgage Amount

Enter the amount of the actual mortgage after down payment.

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Interest Rate

Enter the interest rate of the original Mortgage.

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Loan Term

Enter the number of years of your original Mortgage.

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Mortgage Start Date

Choose the month and year your original mortgage started.

New Loan

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Mortgage Amount

Enter your current mortgage balance.

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Cash Out Amount

Enter the amount of Cash Out you are taking on your new mortgage.

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Refinancce Costs

Enter the amount of fixed refinance costs (Points/Fees).

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New Loan Amount

The new loan amount after cash out and refinance costs.

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Interest Rate

Enter the current Market Rate.

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Loan Term

Enter the number of years of the Mortgage.

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Mortgage Start Date

Choose the month and year the new mortgage will start.

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Include Refinance Costs

Will Refinance costs be included in the new loan?

informationMortgage Information

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Home Price

Enter the amount of the home's value.

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Down Payment

Enter the amount or percentage of the down payment.

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Mortgage Amount

Enter the amount of the actual mortgage after down payment.

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Interest Rate

Enter the current Market Rate.

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Loan Term

Choose the number of years of the Mortgage.

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Mortgage Start Date

Choose the month and year the mortgage will start.

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PMI Rate

Private Mortgage Insurance (PMI) protects the lender from losing money if you default on the loan. Most mortgages with a down payment of less than 20% require PMI. his is an estimate based on the details above. PMI can vary significantly based on several factors.

Optional Information

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Home Insurance

Enter the annual amount of insurance.

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Annual Tax Amount

Enter the annual tax amount.

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HOA Dues

Enter the annual HOA dues.

informationBuying Assumptions

informationRenting Assumptions