Understanding Mortgage Points
When you get ready to purchase a home, one of the biggest factors in your decision is likely the cost. A home is one of the largest purchases that most people will make in their lifetime so a lot of…
Selling (or Buying) in Peak Real Estate Season
Produce has a season. So do sports. But did you know that real estate has a peak season as well? People buy and sell homes all year long but there are certain times of the year when more transactions are…
What a Mobile Notary Can Do for Your Home Purchase
One of the biggest events in a real estate transaction is the closing, when all parties sign the final contracts and ownership (and the key) is officially turned over to the buyer. But what happens when you have a busy…
When to Consider a Second Mortgage (And When to Avoid It)
Over half of American homeowners financed their home purchase and have a mortgage. Banks and lenders like this arrangement because they earn money in the form of interest payments when they loan money to buyers. Buyers like it because they…
How To Buy a Home Out of State
The home search process can be very fun or very exhausting (or both). Some buyers love the search and enjoy looking at home after home until they find just the right one. Others get tired of coming up empty after…
What You Will Pay When You Offer to Purchase a Colorado Springs Home
Buying a home is one of the largest purchases that most Americans make in their lifetime, which includes home buying closing costs like Earned Money Deposits and Due Diligence money. With so much money in play, it’s important to know…
How Long Does It Take to Close on a House?
Home buying is very exciting but typically doesn’t move quickly. The length of time it can take to finalize the purchase, also called closing, varies with the complexity of the deal. That means the unique circumstances of the purchase will…
AIO – Loan Structure
Loan Structure At its core, the "All In One - Principal First Loan" is a home equity line of credit. And because it functions as a checking account, it comes with all the banking features you need. It comes with…
How is a Letter of Intent Different From an Offer on a Home?
Offer Letter vs Letter of Intent: What’s the Difference When Buying a Home? Buying a property starts with a very important document that outlines the terms of the sale from the buyer to the seller. Submitting an offer is a…
When to Refinance Your Home in Colorado Springs
When you purchase a home with a mortgage, part of the terms of your loan include an interest rate. This rate is the percentage of the loan value that you will be charged in interest, should you take the entire…