I want to help YOU get the perfect mortgage.
At 719 lending; we want to empower you to achieve home ownership through transparency, education and hard work. We are here to help.
NMLS#: 2014982
As a top-notch mortgage advisor in the region, my primary goal is to foster long-term relationships with my clients based on trust, transparency, and integrity. With a proven track record of exceptional service, personalized attention, and innovative solutions, I guide my clients toward achieving their financial goals with ease and confidence. Whether it’s buying a dream home or securing financing for an investment venture, I am committed to going above and beyond to help my clients succeed.
When I’m not helping clients with their financial needs, you can find me indulging in my various hobbies, such as hiking, gardening, horseback riding, attending sporting events, and concerts. My creativity extends beyond the professional realm, and I love sewing, painting, photography, and other crafty endeavors. Above all, my passion lies in volunteering in the community, and I take great pride in making a positive impact in the lives of those around me.
Disclaimer:
Results received from this calculator are designed for comparative purposes only, and accuracy is not guaranteed. We do not guarantee the accuracy of any information or inputs by users of the software.
This calculator does not have the ability to pre-qualify you for any loan program which should be verified independently with one of our Loan Consultants. Qualification for loan programs may require additional information such as credit scores and cash reserves which is not gathered in this calculator. Information such as interest rates and pricing are subject to change at any time and without notice. Additional fees such as HOA dues are not included in calculations. All information such as interest rates, taxes, insurance, PMI payments, etc. are estimates and should be used for comparison only. We do not guarantee any of the information obtained by this calculator.
What Does My Mortgage Servicer Have to Do Before Foreclosing?
Federal rules require most mortgage servicers to take specific steps before foreclosing: early contact after missed payments, a written notice describing loss mitigation options, and an assigned point of contact who can explain how to apply for help. This guide walks Colorado homeowners through each obligation and what to do if a servicer skips a step.
Why Your Spouse Signs Closing Documents If Not on the Loan
A non-borrowing spouse is often asked to sign certain closing documents even when only one spouse is on the mortgage loan. The reason is not the debt — it is title. State law can require a spouse’s signature to create a valid lien and clear title, and the title company and closing attorney apply those rules at the table.
How to Tell if Your Mortgage Has a Prepayment Penalty
Not all mortgages have a prepayment penalty, but if yours does, it was disclosed in your loan documents. Here is exactly where to look — the mortgage note, the Addendum to the Note, the Loan Estimate, and the Closing Disclosure — plus what to do if you already closed and want a straight answer from your servicer.