Hello, I’m Jim Braverman

I want to help YOU get the perfect mortgage.

At 719 lending; we want to empower you to achieve home ownership through transparency, education and hard work.  We are here to help.

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Jim Braverman
Mortgage Loan Originator
NMLS#: 1296520

Ok…… My best words to describe Jim, Sincere, Caring, Passionate, Funny, Resourceful AND oh yeah!…. a REBEL Jim came from a “sold out” Real Estate family. Mom, Dad, Big Sister, all Agents. On top of that, his older brothers were Mortgage Brokers. What did Jim do? He moved to HAWAII to surf the big waves for ten years!!! (Although during this time he did go from apprentice to Master Furniture Designer). Nevertheless he still considered himself just a “would worker”. Roots run deep, and out of a desire to give back and to truly impact people’s life in a positive way – Jim launched himself into the world of Real Estate Lending. His focused goal – to guide and educate anyone willing to share their story and put their trust in him.

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Calculator

Purchase Calculator

What is most important to you?

Current Loan

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Mortgage Amount

Enter the amount of the actual mortgage after down payment.

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Interest Rate

Enter the interest rate of the original Mortgage.

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Loan Term

Enter the number of years of your original Mortgage.

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Mortgage Start Date

Choose the month and year your original mortgage started.

New Loan

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Mortgage Amount

Enter your current mortgage balance.

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Cash Out Amount

Enter the amount of Cash Out you are taking on your new mortgage.

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Refinancce Costs

Enter the amount of fixed refinance costs (Points/Fees).

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New Loan Amount

The new loan amount after cash out and refinance costs.

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Interest Rate

Enter the current Market Rate.

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Loan Term

Enter the number of years of the Mortgage.

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Mortgage Start Date

Choose the month and year the new mortgage will start.

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Include Refinance Costs

Will Refinance costs be included in the new loan?

informationMortgage Information

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Home Price

Enter the amount of the home's value.

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Down Payment

Enter the amount or percentage of the down payment.

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Mortgage Amount

Enter the amount of the actual mortgage after down payment.

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Interest Rate

Enter the current Market Rate.

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Loan Term

Choose the number of years of the Mortgage.

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Mortgage Start Date

Choose the month and year the mortgage will start.

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PMI Rate

Private Mortgage Insurance (PMI) protects the lender from losing money if you default on the loan. Most mortgages with a down payment of less than 20% require PMI. his is an estimate based on the details above. PMI can vary significantly based on several factors.

Optional Information

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Home Insurance

Enter the annual amount of insurance.

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Annual Tax Amount

Enter the annual tax amount.

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HOA Dues

Enter the annual HOA dues.

informationBuying Assumptions

informationRenting Assumptions